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FAQs

Quick answers to NZ investing questions.

Six topics, plain English, no jargon. Pick the one you need.

FIF Tax

FIF Tax FAQs

The $50,000 threshold, FDR vs CV, Sharesies and Hatch, what counts and what doesn't, filing and penalties.

8 questions →
PIR & KiwiSaver Tax

PIR Rate FAQs

Finding your correct rate, the April 2025 changes, the two-year lookback rule, how to update your provider.

8 questions →
KiwiSaver Fees

KiwiSaver Fee FAQs

What fees you're actually paying, how they compound over time, active vs passive, and how to switch.

8 questions →
Platforms

Investment Platform FAQs

Sharesies vs Hatch vs InvestNow vs Kernel - fees, FX costs, FIF tracking, and which one fits your investing style.

7 questions →
KiwiSaver Contribution

Government Contribution FAQs

The 25c/$1 match, the $260.72 cap, the new $180,000 income limit, and how and when it gets paid.

8 questions →
RWT & Term Deposits

RWT and Term Deposit Tax FAQs

RWT vs PIR, the $100,000 Depositor Compensation Scheme, and why Kiwi Bonds sit outside it entirely.

7 questions →

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