THE SOUTHERN PORTFOLIO
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Investing from New Zealand

The honest version of investing from down here.

Most investing advice is written for someone else's market. The Southern Portfolio is for New Zealanders who want to actually understand what they're doing with their money, without the jargon and without assuming you're American.

Read the latest issue Start here
$50,000 — the FIF threshold most NZ investors find out about too late (proposed $100,000 from 2026–27)

From the newsletter

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Why investing from NZ is harder than anyone admits

Most investing content is written for Americans. The tax treatment, the platforms, the currency exposure — none of it translates cleanly once you're filing as a New Zealand tax resident. Here's what actually changes.

Tools that back up the writing

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Calculator

FIF Tax Calculator

FDR, CV and Cost Method, side by side.

Calculator

PIR / PIE Fund Calculator

Find your correct prescribed investor rate.

Calculator

KiwiSaver Fee Comparison

See what fees actually cost you over time.

One issue a week. No noise.

Straight writing on investing from New Zealand — never financial advice, always specific to your tax residency.