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Alan Gilbert, the author of The Southern Portfolio, is not a licensed financial adviser under the Financial Markets Conduct Act 2013. The content on this site reflects personal views and general educational information, not professional advice tailored to your individual circumstances.
The calculators on this site are provided as educational tools to help you understand concepts and estimate figures. They are based on publicly available IRD guidance and legislation current at the time of publication. Tax rules change, and the calculators may not reflect the most recent legislative updates. Always verify calculations with a qualified tax adviser or with IRD directly before filing.
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Before making any financial, investment, or tax decision, please consult a licensed financial adviser, tax agent, or accountant who can advise you based on your specific circumstances. You can find a licensed financial adviser at fma.govt.nz.