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Cookie Policy

Last updated: 14 July 2026

This page explains, specifically, what cookies this site uses. For the broader picture of what information is collected and why, see the Privacy Policy. This page just covers the mechanics of cookies.

What a cookie is

A cookie is a small text file a website stores on your device to remember something between visits or page loads, like whether you've seen a message, or to help measure traffic. Cookies on this site don't identify you by name and aren't used to build a personal profile beyond what's described below.

Cookies used on this site

TypePurposeSet by
AnalyticsCounts visits and page views, in aggregate, to understand which content is useful. Doesn't identify you individually.Google Analytics (GA4)
AdvertisingUsed by Google and its advertising partners to show ads, potentially based on your browsing activity across sites.Google AdSense

There are no login cookies, no shopping cart cookies, and no first-party tracking beyond the analytics above, this site doesn't have accounts. The calculators (FIF, PIR, KiwiSaver fees, platform comparison) don't use cookies at all; they run entirely in your browser and don't store anything about your inputs.

How to control cookies

Changes to this policy

If the cookies used on this site change, for example a new analytics tool or ad format, this page will be updated and the date above will reflect it.

Questions

For anything not covered here, see the Privacy Policy or get in touch via the Contact page.

A note on advice

This page covers cookies only. It isn't financial advice, see the Disclaimer for the full position on that.

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